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Does Viralyze Need a Credit Card to Start?

19 October 2026

You do not need a credit card to start Viralyze. The 7-day free trial begins the moment you sign up and connect your Instagram Business or Creator account, and no payment details are requested at any point during those 7 days. If you decide to subscribe afterwards, you pay with UPI, a card or net banking.

This matters for a simple reason: many creators in India do not own a credit card, and many who do are tired of trials that quietly convert into charges.

Why does Viralyze not ask for a card upfront?

Because a card-free trial removes two problems at once. You cannot be charged by accident on day eight, and you do not have to trust a new app with card details before it has done anything for you.

Instead, the product has to earn the subscription. Set up a keyword automation, watch DMs go out, and pay only once you have seen it work on your own reel.

What do I need instead of a card?

Three things:

1. An Instagram Business or Creator account (personal accounts cannot use Auto-DM under Meta's rules). 2. The Viralyze app installed on your phone. 3. About a minute to pick a post, choose a keyword and write the DM.

You log in on Meta's own screen, so Viralyze never sees your Instagram password. Nothing is posted to your feed.

What happens when the trial ends without a card?

Your automations pause. There is no automatic charge because there is nothing on file to charge. Your contacts, products and booking link remain in your account.

To continue, choose Starter (₹199 a month or ₹1,990 a year) or Pro (₹1,199 a month or ₹11,990 a year) and pay at that point. International pricing is $4 and $19 a month.

How can I pay if I do not have a credit card?

UPI is the simplest. When you subscribe, you can pay from any UPI app linked to your bank account. Debit cards and net banking are also accepted. Payments run through an RBI-authorised payment aggregator.

Here is a worked example. A mehendi artist in Jaipur trials Viralyze during wedding season with a "RATES" keyword on her bridal reel, sending a PDF rate card. After a week of DMs going out while she is at bookings, she pays ₹1,990 for the year through UPI and never touches a card.

Does my audience need a card to pay me?

No. If you sell through your shop or take bookings, your customers can pay with UPI, cards or net banking too. Payment is taken upfront for bookings, there is a 0% platform fee on sales, and payouts land in your bank weekly.

So the whole chain, from your subscription to your customers' purchases, works without a credit card on either side.

Can I cancel after subscribing?

Yes. You can cancel anytime from the app. If you are on a monthly plan, you stop at the end of the period you have paid for. There is no lock-in and no per-contact pricing that grows with your list.

Frequently asked questions

**Will I be charged automatically after 7 days?** No. Nothing can be charged because no payment method is collected during the trial. You choose to subscribe manually.

**Can I use a promo code when I subscribe?** Yes. Promo codes are supported at checkout on both monthly and yearly plans.

**Do international users also skip the card for the trial?** Yes. The trial is card-free everywhere. After the trial, international users pay in USD.

Start your 7-day free trial of Viralyze now, no card needed, and pay by UPI only if it earns its place.

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